The future is not another bank. It’s Curve. World’s first Over The Top (OTT) banking platform, building a better banking experience, on top of the banks. Curve is single point of access to any funding source, anywhere. IDCV is leading a £8.7M SPV asset bundle that offers attractive opportunity to invest at a 30.9% discount vs. Safe to D. (£8.01 pps vs. £11.59 pps).